FDIC idayika Silicon Valley Bankmu kulandirasabata yatha ndipo adapanga banki yatsopano - Deposit Insurance National Bank of Santa Clara - yokhala ndi ma depositi a akaunti mpaka $250,000.Pa sabata, US Federal Reserveadaterokuti madipoziti onse adzakhala otetezedwa ndi kupezeka kwa depositors Lolemba m'mawa.
Katundu wa Silicon Valley Bank wa $209 biliyoni mu chuma chake chapangitsa kugwa kwake kukhala banki yachiwiri yayikulu kwambiri m'mbiri ya US.Zovuta za banki, zomwe zina zimadziwika, zidakwera pomwe idalengeza kugulitsa katundu wa $ 21 biliyoni pakutayika kwa 9%, kuti zitsimikizire kuti zitha kubisa zonse.
Izi zidapangitsa kuti mabizinesi angapo achotse mwachangu $42 biliyoni pazinthu, kuphatikiza a Peter ThielFounders Fund.Banki yachiwiri, Signature Bank ku New York, nayonso yagwa.Imayendetsedwanso ndi Fed mofanana ndi Silicon Valley Bank.
Webusaiti ya Silicon Valley Bank inanena kuti ili ndi ndalama zothandizira ndalama62% ya ntchito zoyendera dzuwakuyambira pa Marichi 31, 2022. Kusaka kwa Google kumatsimikizira ubale wotsimikizika.
pv magazine USA yafikira makampani angapo omwe akukhudzidwa ndi dzuwa kuti amve zomwe akuchita pazochitikazi.Kumapeto kwa sabata, makampani opangira magetsi oyendera dzuwa monga Sunrun ndi Sunnova Energy adapereka zidziwitso zakulephera kwa Silicon Valley Bank.
SunrunadateroSilicon Valley Bank inali yobwereketsa pazigawo zake ziwiri zangongole, koma idati idawerengera ndalama zosakwana 15% yazomanga zonse.Sunrun adati samayembekezera kuwonekera kwakukulu.Imakhala ndi ndalama ku Silicon Valley Bank pafupifupi $80 miliyoni, koma Fed yati izi ndizotetezedwa.
Sunnovaadati kuwonekera kwake ku Silicon Valley Bank sikuli koyenera chifukwa ilibe ma depositi andalama kapena zotetezedwa ndi gulu lazachuma.Komabe, imodzi mwa mabungwe ake ndi gawo la ngongole komwe SVB imagwira ntchito ngati wobwereketsa.
Tsinde, kampani yopanga mphamvu zosungiramo mphamvu, inanena kuti ikuyerekeza kuti ndalama zosakwana 5% za ndalama zomwe zimagwiritsidwa ntchito komanso ndalama zazing'ono zingakhudzidwe ndi kutsekedwa kwa Silicon Valley Bank, koma kampaniyo ilibe ngongole iliyonse ndi banki.Zogulitsa za Sunrun zidataya 12.4% pamtengo kuyambira pomwe SVB idagwa kumapeto kwa sabata yatha, pomwe Sunnova ndi Stem adatsika 11.4% ndi 10.4% motsatana.
Nthawi yotumiza: Mar-15-2023